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CAIIB 2026 · Paper IV · Sunday 20 December 2026

CAIIB Banking Regulations & Business Laws: Syllabus, Units and Free MCQs (2026)

By Swarnakshi Jha (ex-banker) · Updated 29 October 2026

Banking Regulations & Business Laws (BRBL) is the law paper — regulation and compliance, the Acts behind banking operations, and the commercial laws a banker applies every day. Below is the complete unit map of the IIBF syllabus, and for every unit a free page with the key facts, five solved questions and the traps; the CAIIB Mock Centre holds 5,800+ questions on this paper.

Paper IV · 20 December100 questions · 100 marks · 2 hoursNo negative marking34 units · 5,800+ solved MCQs
Try BRBL before you buy anything. The free CAIIB demo opens Units 1–2 of every paper, a 60-question 1-hour test in each paper and BFM Full-Length Paper 1 — scored, explained, with Smart Revision of your mistakes. Register with your e-mail; no card needed.

Unit-wise syllabus with free MCQs

Module A — Regulations and Compliance

UnitTitleMCQs in the bankFree
1Legal Framework of Regulation of Banks1795 free MCQs
2Control over Organisation of Banks1795 free MCQs
3Regulation of Banking Business1795 free MCQs
4Returns, Inspection, Winding Up, Mergers & Acquisitions1795 free MCQs
5Public Sector Banks, Private Sector Banks, Regional Rural Banks, Differentiated Banks, Co-operative Banks and Local Area Banks1795 free MCQs
6Non-Banking Financial Companies (NBFCs)1795 free MCQs
7Financial Sector Legislative Reforms & Financial Stability and Development Council1795 free MCQs

Module B — Important Acts/Laws & Legal Aspects of Banking Operations, Part A

UnitTitleMCQs in the bankFree
8The Prevention of Money Laundering Act, 20021795 free MCQs
9Negotiable Instruments Act, 18811795 free MCQs
10Foreign Exchange Management Act, 19991795 free MCQs
11Payment and Settlement Systems Act, 20071795 free MCQs
12Law Relating to Securities and Modes of Charge – I1795 free MCQs
13Law Relating to Securities and Modes of Charge – II1795 free MCQs
14Creation/Registration and Satisfaction of Charges1795 free MCQs

Module C — Important Acts/Laws & Legal Aspects of Banking Operations, Part B

UnitTitleMCQs in the bankFree
15Reserve Bank – Integrated Ombudsman Scheme, 20211765 free MCQs
16The Micro, Small and Medium Enterprises Development Act, 20061795 free MCQs
17The SARFAESI Act, 2002 (Units 17A–17H)2205 free MCQs
18The Recovery of Debts and Bankruptcy Act, 1993 (Units 18A–18E)2005 free MCQs
19Introduction to the Insolvency and Bankruptcy Code, 20162005 free MCQs
20The Bankers' Books Evidence Act, 18911605 free MCQs
21The Legal Services Authorities Act, 1987: Lok Adalats1205 free MCQs
22The Consumer Protection Act, 20192005 free MCQs
23The Law of Limitation1205 free MCQs
24Tax Laws2005 free MCQs

Module D — Commercial & Other Laws with Reference to Banking Operations

UnitTitleMCQs in the bankFree
25The Indian Contract Act, 1872 (Units 25A–25F)2405 free MCQs
26The Sale of Goods Act, 1930 (Units 26A–26C)1205 free MCQs
27The Indian Partnership Act, 1932 (Units 27A–27F)2405 free MCQs
28The Companies Act, 2013 (Units 28A–28G)2805 free MCQs
29The Limited Liability Partnership Act, 2008 (Unit 29)1205 free MCQs
30The Transfer of Property Act, 1882 (Unit 30)1205 free MCQs
31The Right to Information Act, 2005 (Unit 31)1205 free MCQs
32Right to Information and Obligations of Public Authorities (Unit 32)1195 free MCQs
33Information Technology Act, 2000 (Unit 33)1205 free MCQs
34The Prevention of Corruption Act, 1988 (Unit 34)1205 free MCQs

How to prepare BRBL as a working banker

Read the unit, then test it the same day. Each unit page above ends in five questions; the free demo and the Mock Centre continue with the rest. A unit counts as "done" only when your accuracy on it holds up a week later — that is what Smart Revision checks.
Mock early. One BRBL full-length paper a week in exam conditions — caselets and key-in numericals included — then review every wrong answer against the unit it came from. Time pressure is the thing books cannot teach.
Know what moved after the textbook. 34 units in this paper carry a rule or figure that changed since the textbook was printed; each unit page shows the change, its date and the official source. CAIIB examines developments up to the 30 June 2026 cut-off.
Use the calendar. BRBL is on Sunday 20 December, a clear week after ABFM. Use that week for the sections, limits and dates of the Acts — and for what changed after the textbook was printed.

Units where something changed since the textbook

Study options for this paper

BRBL Online Mock Centre — ₹1,499All 5,800+ BRBL questions with explanations, full-length papers with caselets and key-ins, module mocks, case studies, interactive study guides and Smart Revision; 18-month login.
BRBL PDF + Online Mock Centre — ₹2,999The 14 premium BRBL PDFs — notes, practice-question and solutions books for every module plus 10 full-length mock papers — with the online centre above.

Only the PDFs? BRBL Premium PDFs — ₹1,799 . Preparing all four papers? CAIIB Complete covers ABM, BFM, ABFM and BRBL (PDF + online) with CAIIB Essentials included.

Frequently asked questions

How many units does the CAIIB BRBL paper have?
The IIBF syllabus for Banking Regulations & Business Laws runs to 34 units across 4 modules (Module A — Regulations and Compliance; Module B — Important Acts/Laws & Legal Aspects of Banking Operations, Part A; Module C — Important Acts/Laws & Legal Aspects of Banking Operations, Part B; Module D — Commercial & Other Laws with Reference to Banking Operations). Our CAIIB Mock Centre carries 5,800+ solved questions across those 34 units, and this page links to a free set of five for each.
When is the CAIIB BRBL paper in the December 2026 cycle?
Banking Regulations & Business Laws is Paper IV of the December 2026 cycle, on Sunday 20 December 2026 (IIBF's published schedule). Like every CAIIB paper it is online, 100 objective questions for 100 marks in 2 hours — including case studies and caselets, and some numericals where the answer is keyed in — with no negative marking. The pass mark is 50 in the subject, or 45 in each subject with a 50% aggregate in a single attempt.
Which BRBL units have changed since the textbook?
In 34 of the 34 units a rule or figure has moved since the textbook was printed; each of those unit pages has a "Changed since the textbook" box with the change, its date and the official source (e.g. Unit 1 — Legal Framework of Regulation of Banks; Unit 2 — Control over Organisation of Banks; Unit 3 — Regulation of Banking Business). CAIIB examines developments up to IIBF's cut-off of 30 June 2026 for the December papers.

Related

← CAIIB 2026 guide · ABM units · BFM units · ABFM units

Independent study aid — not affiliated with, endorsed by, or sponsored by the Indian Institute of Banking & Finance (IIBF). Exam pattern, dates, fees and passing criteria are set by IIBF — always confirm the current rules at iibf.org.in. CAIIB content follows rules and developments up to IIBF's cut-off of 30 June 2026 (where a rule changed later, the update box says so); verify from official sources before relying on them in practice.