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JAIIB PPB Unit 52 — Ethics at the Individual Level: Free MCQs with Explanations

By Swarnakshi Jha (ex-banker) · Updated 20 September 2026 · Paper 2 of the November 2026 cycle (22 November 2026)

This page is a free slice of our JAIIB PPB question bank for Unit 52 — Ethics at the Individual Level (Module D — Ethics in Banks and Financial Institutions). The Mock Centre holds 28 questions on this unit alone, every one with a why-right / why-wrong explanation; below are the facts examiners keep returning to, five of those questions to try, and the traps that cost marks.

PPB · Module D28 MCQs in the Mock Centre5 free belowPaper on 22 November 2026

Key facts examiners test from this unit

  1. Values: few, relatively permanent, standards of competence AND morality; true values need universal command/acceptability; belief = thought held true.
  2. Terminal (end-states: peace, prosperity) vs Instrumental (conduct: honesty, ambition) — don't swap.
  3. Norms = expectations, not requirements; unpublished, possibly inconsistent, not universally obeyed; moral norms = rules ('always tell the truth') vs moral values = worth statements ('honesty is good').

5 free practice questions — tap an option

Five basic questions from this unit. Answers lock on the first tap, exactly as in the exam, and a short explanation opens underneath. The Mock Centre adds the moderate and tough questions, why every other option is wrong, the concept capsule and the exam tip — with your score and revision dates tracked.

Question 1 of 5
Which is a genuine CHARACTERISTIC of values?
Why (a): Values set competence/morality standards; they are FEW in number and relatively PERMANENT.
Question 2 of 5
Management by Values involves:
Why (d): Management by Values involves ALL THREE steps — IDENTIFYING core values, COMMUNICATING them, and ALIGNING values with practices.
Question 3 of 5
A personal VALUE SYSTEM is:
Why (a): A personal VALUE SYSTEM is UNIQUE TO EACH PERSON — individually ranked values, like a fingerprint.
Question 4 of 5
The GOLDEN RULE says:
Why (a): The GOLDEN RULE says DO AS YOU WOULD BE DONE BY — the reciprocity maxim found across cultures and religions.
Question 5 of 5
The three FEATURES of an ethical dilemma include:
Why (a): The features of an ethical dilemma include VALUE CONFLICTS AND SERIOUS CONSEQUENCES — conflict, defensible options, and real stakes.
0 of 5 answered.

Traps in this unit

Confusable AConfusable BThe difference
Terminal valueInstrumental valueEnd-state vs means
ValueBeliefGuiding standard vs held-true thought
Practise all 28 questions on Unit 52. The free demo opens a slice of every subject with the same explanations; the PPB Online-only pass unlocks all 3,280 PPB questions, the full and module mocks, Smart Revision and the Readiness Score for one year (₹1,299). Not sure where you stand? Take the free 10-question test first.
Take the free test Open the free demo

← Unit 51: Ethics, Business Ethics & Banking · Unit 53: Ethical Dimensions: Employees → · All PPB units · JAIIB 2026 guide

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Independent study aid — not affiliated with, endorsed by, or sponsored by the Indian Institute of Banking & Finance (IIBF). Exam pattern, dates, fees and passing criteria are set by IIBF — always confirm the current rules at iibf.org.in. Regulatory figures verified as of September 2026; verify from official sources before relying on them in practice.