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JAIIB PPB Unit 43 — Operational Aspects of CBS Environment: Free MCQs with Explanations

By Swarnakshi Jha (ex-banker) · Updated 20 September 2026 · Paper 2 of the November 2026 cycle (22 November 2026)

This page is a free slice of our JAIIB PPB question bank for Unit 43 — Operational Aspects of CBS Environment (Module C — Banking Technology). The Mock Centre holds 38 questions on this unit alone, every one with a why-right / why-wrong explanation; below are the facts examiners keep returning to, five of those questions to try, and the traps that cost marks.

PPB · Module C38 MCQs in the Mock Centre5 free belowPaper on 22 November 2026

Key facts examiners test from this unit

  1. Vendors: Finacle–Infosys, BaNCS–TCS, Flexcube–Oracle; connectivity — leased line/MPLS/VSAT/RF/ 3G-4G.
  2. Three transaction types: cash, clearing, transfer; branch login = user-id + password + biometric; ADC = multifactor; maker (teller enters) / checker (officer authorises).
  3. CBS = real-time OLTP: all sub-systems (customer ledgers, GL, books) updated simultaneously; commit only when all legs complete.

5 free practice questions — tap an option

Five basic questions from this unit. Answers lock on the first tap, exactly as in the exam, and a short explanation opens underneath. The Mock Centre adds the moderate and tough questions, why every other option is wrong, the concept capsule and the exam tip — with your score and revision dates tracked.

Question 1 of 5
Branch transactions follow the functionality of:
Why (b): Branch transactions follow MAKER-CHECKER functionality — every entry passes two sets of eyes before it commits.
Question 2 of 5
For OPERATORS, the Parameter/Master file should be:
Why (b): For OPERATORS, the Parameter/Master file should be READ-ONLY — operators consult, never change, the masters.
Question 3 of 5
The SYSTEM AUDIT scope includes:
Why (b): The SYSTEM AUDIT scope includes HARDWARE, OPERATING SYSTEMS, SECURITY AND DISASTER-RECOVERY PLANS — end-to-end IT assurance.
Question 4 of 5
In the CBS environment, every bank must have a:
Why (b): In the CBS environment, every bank must have a BCP AND A DRP — business continuity and disaster recovery, the survival documentation.
Question 5 of 5
In the CBS security checklist, servers and PCs must run:
Why (b): Patch-currency + AV-currency + physical restriction — the endpoint hygiene trio.
0 of 5 answered.

Traps in this unit

Confusable AConfusable BThe difference
MakerCheckerTeller enters vs officer authorises
BODEODOpens the day (needs prior EOD) vs closes it
Practise all 38 questions on Unit 43. The free demo opens a slice of every subject with the same explanations; the PPB Online-only pass unlocks all 3,280 PPB questions, the full and module mocks, Smart Revision and the Readiness Score for one year (₹1,299). Not sure where you stand? Take the free 10-question test first.
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Independent study aid — not affiliated with, endorsed by, or sponsored by the Indian Institute of Banking & Finance (IIBF). Exam pattern, dates, fees and passing criteria are set by IIBF — always confirm the current rules at iibf.org.in. Regulatory figures verified as of September 2026; verify from official sources before relying on them in practice.