Home › JAIIB › PPB › Unit 42

JAIIB · Principles & Practices of Banking · Module C — Banking Technology

JAIIB PPB Unit 42 — Essentials of Bank Computerisation: Free MCQs with Explanations

By Swarnakshi Jha (ex-banker) · Updated 20 September 2026 · Paper 2 of the November 2026 cycle (22 November 2026)

This page is a free slice of our JAIIB PPB question bank for Unit 42 — Essentials of Bank Computerisation (Module C — Banking Technology). The Mock Centre holds 43 questions on this unit alone, every one with a why-right / why-wrong explanation; below are the facts examiners keep returning to, five of those questions to try, and the traps that cost marks.

PPB · Module C43 MCQs in the Mock Centre5 free belowPaper on 22 November 2026

Key facts examiners test from this unit

  1. Rangarajan I: committee 1983, report 1984; Rangarajan II: 1988, perspective plan 1990–94.
  2. Four objectives: customer service, housekeeping, decision-making, productivity/profitability — NOT manpower reduction.
  3. Stand-alone = cheap/simple/secure but slow/small; networked it becomes a workstation/node; server terminals = clients AND nodes; banking = CENTRALISED data processing (Unix/RDBMS, Data Centres).

5 free practice questions — tap an option

Five basic questions from this unit. Answers lock on the first tap, exactly as in the exam, and a short explanation opens underneath. The Mock Centre adds the moderate and tough questions, why every other option is wrong, the concept capsule and the exam tip — with your score and revision dates tracked.

Question 1 of 5
Terminals connected to a server are known as:
Why (d): Terminals connected to a server are known as BOTH CLIENTS AND NODES — client describes the role, node the network point.
Question 2 of 5
Which component is NOT essential for a stand-alone computer system?
Why (d): A NETWORK CARD is NOT essential for a stand-alone computer — no network means no NIC; disk, OS and memory remain core.
Question 3 of 5
For uninterrupted power in branch computerisation, the device used is:
Why (a): For uninterrupted power in branch computerisation, an ONLINE UPS is used — no changeover gap, unlike offline UPSs and generators.
Question 4 of 5
Which is NOT an important objective of computerisation in banking?
Why (b): REDUCTION OF MANPOWER is NOT an objective of bank computerisation — service, decision-making, productivity and housekeeping are.
Question 5 of 5
Besides customer service, decision-making and productivity, the fourth objective of computerisation is improving:
Why (b): The fourth objective of computerisation is improving HOUSEKEEPING — storing, analysing and retrieving branch data for control and policy.
0 of 5 answered.

Traps in this unit

Confusable AConfusable BThe difference
Rangarajan I (1984)Rangarajan II (1988)Report year vs 1990–94 plan
HousekeepingManpower reductionReal objective vs the textbook's Check Your Progress non-objective
Practise all 43 questions on Unit 42. The free demo opens a slice of every subject with the same explanations; the PPB Online-only pass unlocks all 3,280 PPB questions, the full and module mocks, Smart Revision and the Readiness Score for one year (₹1,299). Not sure where you stand? Take the free 10-question test first.
Take the free test Open the free demo

← Unit 41: Self-Help Groups · Unit 43: Operational Aspects of CBS Environment → · All PPB units · JAIIB 2026 guide

Related reading

Independent study aid — not affiliated with, endorsed by, or sponsored by the Indian Institute of Banking & Finance (IIBF). Exam pattern, dates, fees and passing criteria are set by IIBF — always confirm the current rules at iibf.org.in. Regulatory figures verified as of September 2026; verify from official sources before relying on them in practice.