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JAIIB PPB Unit 48 — Security Considerations & Mitigation Measures: Free MCQs with Explanations

By Swarnakshi Jha (ex-banker) · Updated 20 September 2026 · Paper 2 of the November 2026 cycle (22 November 2026)

This page is a free slice of our JAIIB PPB question bank for Unit 48 — Security Considerations & Mitigation Measures (Module C — Banking Technology). The Mock Centre holds 46 questions on this unit alone, every one with a why-right / why-wrong explanation; below are the facts examiners keep returning to, five of those questions to try, and the traps that cost marks.

PPB · Module C46 MCQs in the Mock Centre5 free belowPaper on 22 November 2026

Key facts examiners test from this unit

  1. Components to protect: software, data, hardware (+peopleware — stagnation & attrition); biggest fraud factor = inadequate control over data/software; CVT stabilises voltage, UPS bridges outages.
  2. Control triads: preventive/detective/corrective; physical vs logical (OS file-level + DB field-level); data masking under PCI DSS.
  3. Audits: around (black-box) → through (white-box) → with the computer (CAATTs).
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5 free practice questions — tap an option

Five basic questions from this unit. Answers lock on the first tap, exactly as in the exam, and a short explanation opens underneath. The Mock Centre adds the moderate and tough questions, why every other option is wrong, the concept capsule and the exam tip — with your score and revision dates tracked.

Question 1 of 5
A major risk online banking brings to banks is:
Why (c): A major risk online banking brings is EXPOSURE TO CYBER ATTACKS — every new digital channel widens the attack surface.
Question 2 of 5
Voltage stabilisation is provided by the:
Why (b): Voltage stabilisation is provided by the CVT — the constant voltage transformer; the UPS bridges outages, the pair.
Question 3 of 5
Which is NOT an effective control mechanism in a computerised environment?
Why (d): ALL THREE are effective controls — preventive, detective and corrective form the complete control triad.
Question 4 of 5
IS security aims to ensure:
Why (d): IS security ensures ALL THREE — CONFIDENTIALITY, INTEGRITY AND AVAILABILITY: secret, unaltered, accessible; the CIA triad.
Question 5 of 5
VISHING and SMISHING are phishing variants via:
Why (b): Voice-phishing and SMS-phishing; whaling targets executives; spear phishing targets specific persons.
0 of 5 answered.

Traps in this unit

Confusable AConfusable BThe difference
CVTUPSVoltage stabiliser vs power bridge
PhysicalLogicalPremises/hardware vs software/data controls
Practise all 46 questions on Unit 48. The free demo opens a slice of every subject with the same explanations; the PPB Online-only pass unlocks all 3,280 PPB questions, the full and module mocks, Smart Revision and the Readiness Score for one year (₹1,299). Not sure where you stand? Take the free 10-question test first.
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← Unit 47: Impact of Technology Adoption & Trends · Unit 49: Cyber Crimes & Fraud Risk Management → · All PPB units · JAIIB 2026 guide

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Independent study aid — not affiliated with, endorsed by, or sponsored by the Indian Institute of Banking & Finance (IIBF). Exam pattern, dates, fees and passing criteria are set by IIBF — always confirm the current rules at iibf.org.in. Regulatory figures verified as of September 2026; verify from official sources before relying on them in practice.